Florida Institute of Technology
High Tech with a Human Touch
Employee Benefits
Florida Tech faculty and staff earn both pay and benefits for their work at the University. These two elements together make up your total compensation package. We enjoy a very rich insurance package supplemented by Florida Tech, as well as a number of optional insurances from which to choose.
Please note: If you elect Health Insurance coverage, you are eligible to enroll immediately upon hire. Your coverage ends at midnight on the last day of your employment.
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Eligibility for Benefits
You are eligible for coverage under our Health Insurance plan immediately upon hire. You are eligible for coverage under all other insurances effective the first day of the calendar month following or coinciding with 30 days of continuous active service for full-time employees authorized to work at least 30 hours per week. You will become insured on the date you elect any of the benefits by completing a required enrollment form and by signing an approved payroll deduction form, but no earlier than the date you become eligible. If you do not enroll within 30 days after a change in status as determined by the employer, you will not be allowed to enroll until the next annual enrollment period. If you are not in active service on the date you would otherwise become insured, you will become insured on the date you return to active service.
Changes in Coverage of Pre-Tax Benefits During the Year:
The benefit choices you make can be tailored to your personal needs. If you enroll in benefits on a pre-tax basis, you may not add, delete, or change the coverage you have selected for yourself or your dependents until the next open enrollment period. The only exception is if you experience a qualifying family status change. A qualifying family status change includes:
- Marriage or divorce
- Birth or adoption of a dependent child or a change in custody
- Death of a spouse or a dependent child
- Your spouse has a change of employment or status which affects benefits coverage
- You change your employment status which affects your benefits status
- You experience an involuntary loss of other group benefits coverage
You must report a family status change in writing to the Benefits section of Human Resources within 30 days of the qualifying event.
Health Insurance
Florida Tech offers comprehensive medical benefits provided by Blue Cross Blue Shield of Florida through customized plan designs by ICUBA. There are five options available: PPO 80, *PPO 70 Blue Choice, *PPO 70 Blue Options, *Risk/Reward Blue Choice, and *Risk/Reward Blue Options.
In Plan year April 1, 2010-March 31,2011, our medical plans have the same designswith the addition of the PPO70 Blue Options plan.
* Plans include a University-Funded Health Reimbursement Account (HRA). PPO Plans offer great flexibility in your choice of providers and do not require referrals. The Blue Choice plans and Blue Option Plans are identical with the exception of the provider network. Employees are always encouraged to seek services from in-network providers. To locate an in-network provider in your area, visit Blue Cross Blue Shield of Florida’s website at www.bcbsfl.com.
Please note: If you elect Health Insurance coverage, you are eligible immediately upon hire and it ends at midnight on the last day of your employment.
Enhanced Benefits:
ICUBA invests in their members by providing enhanced benefits, paying 100% of total costs of the following services at in-network providers:
- Mammograms
- PAP Smears
- PSAs
- Urinalyses
- General Health Blood Panels (with the following CPT codes):
80050, 80053, 50054, 85027, 85025, 85007, 85009, 81443, 80061 - Venipuncture and Services
- ECGs
- EKSs
- Fecal Occult Blood Tests (beginning at age 50)
- 1st reported Bone Mineral Density test each Benefit Plan Year (4/1 - 3/31)
- 1st reported Colonoscopy each Benefit Plan Year (4/1 - 3/31)
- All recognized Immunizations
- All recommended Wellness Screenings and Immunizations for plan participants age 19 and under
Traveling Abroad Brochure
Blue Cross Blue Shields Travel Assistance
To check the status of your Explanation of Benefits:
You are able to submit inquires and view Explanation of Benefits (EOBs) by logging onto www.bcbsfl.com.
- Plan Summary PPO80
- Plan Summary PPO70 Blue Choice
- Plan Summary PPO70 - Blue Options
- Plan Summary Risk/Reward - Blue Choice
- Plan Summary Risk/Reward - Blue Options
MyBlueService Online Tools & Programs
Flexible Spending Account (FSA)
Administered by ICUBA.
P.O. Box 616927
Orlando, FL 32861-6927
Toll-free phone: 866-377-5102
Toll-free fax: 866-377-5180
Email: benefitsadministration@icuba.org
To check your BALANCE on your HCSA or DCSA Debit card, log onto the http://icubabenefits.org site.
Please note that the company key is ICUBA.
- 2011 Flex Spending Account Plan Document
- 2011 Flexible Spending Account Eligible Medical Expenses
- 2011 HRA Plan Document
- 2011 HRA Eligible Expenses
- Dependent Care Spending Account Summary
- Reimbursement Request Form
Print the Reimbursement form, complete, sign and forward, with receipts, to ICUBA, P.O. Box 616927, Orlando, FL 32861-6927. - OTC Communication
Over-the-counter medication
- 2011 Flex Spending Account Plan Document
Prescription Drug Benefits Walgreens Health Initiatives
Walgreens Health Initiative (WHI) administers the pharmacy benefit for all of the medical plans. The pharmacy benefit includes value based generics, medication therapy management and clinical management, and separate website and customer care line from the BCBS medical. WHI has the same parent company as Walgreens retail pharmacies. However, members can use any of WHI's 62,000+ network pharmacies nationwide. A separate identification card is issued for pharmacy benefits. There are three ways to fill a prescription (each with a different copay schedule): 30 days supply at the retail pharmacy; 90 days supply at the retail pharmacy; or 90 days supply through mail order.
Eligible dependents include:
- A legal spouse
- Your dependent children may be eligible for coverage up to age 26. No child can remain on the plan beyond December 31st of the year in which they turn 26.
- Uunmarried, dependent child incapable of self-sustaining employment by reason of mental retardation or physical handicap.
- Certified domestic partners.
- Children of certified domestic partners subject to the same eligibility standards applicable to dependents.
Mail Order Drug Program (Walgreens Health Initiatives) - If you are taking a maintenance prescription for conditions such as arthritis, high blood pressure, or diabetes, among others, you can benefit by using the Walgreens Health program. You can get a 90-day supply of medication mailed directly to your house and you save money!! 90 day supply at retail is available from April 1, 2008.
For more information, call customer care Center1-800-207-2568 for refills by phone call 1-800797-3345 or visit Walgreens Health
Employee Assistance Program (EAP)
Florida Tech offers an Employee Assistance Program through MHNet, a partner with Blue Cross Blue Shield. Services include EAP counseling, caring for children or aging parents, dealing with conflict or violence, mind and body discount programs and online tools and information.
- All benefits-eligible employees and members of their household can participate.You do not need to be enrolled in health insurance to use the EAP services.
- There is no cost and no enrollment required. There is no charge for up to 6 visits per incident / illness.
- To use the services, please call 1-877-398-5816 or www.mhnet.com.
Autism
Dental Insurance
Florida Tech provides employees and eligible dependents the opportunity to elect dental coverage through Humana Dental Plans. There are three plan options: DHMO, PPO Low with in and out-of-network coverage, and PPO High Plan. If you choose the DHMO Plan you must select a primary dentist for each covered person.
Eligible dependents include:
- A legal spouse
- Your dependent children may be eligible for coverage up to age 26. No child can remain on the plan beyond December 31st of the year in which they turn 26.
- Uunmarried, dependent child incapable of self-sustaining employment by reason of mental retardation or physical handicap.
- Certified domestic partners.
- Children of certified domestic partners subject to the same eligibility standards applicable to dependents.
Vision Insurance
Florida Tech provides employees and eligible dependents the opportunity to elect Vision coverage through Advantica Vision. The Advantica Plan offers a benefit option to cover routine eye care, including exams and eyeglasses or contacts.
Eligible dependents include:
- A legal spouse
- Your dependent children may be eligible for coverage up to age 26. No child can remain on the plan beyond December 31st of the year in which they turn 26.
- Unmarried, dependent child incapable of self-sustaining employment by reason of mental retardation or physical handicap.
- Certified domestic partners.
- Children of certified domestic partners subject to the same eligibility standards applicable to dependents.
To use Advantica, call 1-866-425-2323 or visit www.advanticaeyecare.com.
Long Term Care
Information available in the Office of Human Resources.
You may also visit the Unum — Better benefits at work website.
Pre-Paid Legal Services
Get answers to your questions and solutions to your problems with “Life Events legal Plan” and the “Identity Theft Shield”. This website below shows the plan choices and the applications can be downloaded from the Pre-Paid Legal website depending on which plan you chose.
Short-Term Disability
Short Term Disability coverage is provided at no cost to benefits-eligible employees. Under Short Term Disability, a disabled employee will receive 66 2/3%of salary up to a maximum benefit of $2,000 per week for a maximum of 11 weeks.
Long-Term Disability
- Core Long Term Disability coverage is provided at no cost to benefits-eligible employees. This plan provides a benefit of 60% salary up to a maximum of $2,000 per month.
- Long Term Disability Buy–Up coverage is available and is purchased by the employee through payroll deduction. This plan provides a benefit of 66 2/3% salary up to a maximum of $14,000 per month.
No documents found
- Workers Compensation
- Workers Comp Accident Report
Notify Financial Affairs, at 674-7340 ASAP.
- Workers Comp Accident Report