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Financial Aid

Federal PLUS Loans

Federal guaranteed PLUS loans are available to credit-worthy borrowers who are graduate students or the parents of an undergraduate student. The student and parent must be U.S. citizens or eligible non-citizens. In either case, the student must complete the FAFSA, be accepted by Florida Tech as a degree-seeking student, and be registered for at least half-time status. If the parent of an undergraduate student applies for a PLUS loan and is denied credit, the student may become eligible for an additional amount in unsubsidized Stafford student loans.

Instructions to apply for a PLUS loan are provided in the sections below titled Graduate Students and Parents of Undergraduate Students

Parents Of Undergraduate Students

  • Parent:  logon to using your FSAID and:
    1. Complete the online Credit Check
    2. Complete the Parent PLUS Direct Loan application
    3. Complete the Parent PLUS Master Promissory Note (MPN)

Graduate Students

  • Accept your Graduate PLUS Loan on Florida Tech's Panther Access Web System (PAWS).
  • Logon to and:
    1. Complete the online Credit Check
    2. Complete the Grad PLUS Direct Loan application
    3. Complete the Grad PLUS Entrance Interview (Counseling) session
    4. Complete the Grad PLUS Master Promissory Note (MPN)

For more information about the Federal PLUS loan program, visit  If you have questions about your PLUS Loan at Florida Tech, you can also contact the Financial Aid Office.