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Long-Term Disability Insurance

Effective Date May 1, 2015

Applicable Employee Classes:

All Benefit Eligible ECLS's

Reviewed Date:

May 2015

Approved by:

Dr. T. Dwayne McCay, President

6.8 Long-Term Disability Insurance

The university provides Long-Term Disability (LTD) Insurance at no cost to all benefit eligible employees. This coverage provides 60 percent of your base compensation, to a maximum of $2,000 per month, should you become disabled beyond the period covered by short-term disability. Long Term Disability payments will begin after benefits paid by short-term disability have been exhausted.

You have the option of purchasing, at your cost, an additional 6 2/3 percent of LTD coverage, to bring your total long-term coverage to 66 2/3 percent. This coverage has a maximum benefit of $14,000 per month. Sick, vacation, or any other leave may be used to supplement LTD payments to a maximum of 100 percent of your normal base pay, unless you are working during the disability period.