/prod01/fit-cdn-pxl/media/fit-website/site-assets/images/FT-Horiz_crimson-gold.png)
/prod01/fit-cdn-pxl/media/header-images/color-days-header.jpg)
All registered Undergraduate students taking twelve (12) or more credit hours and graduate students taking nine (9) or more credits are automatically enrolled in the Student Health Insurance Plan, unless proof of other comparable coverage can be provided. All registered International students taking at least 1 credit hour unless the student is officially sponsored by their home government or agency that guarantees the student's health insurance fees as part of the student's contract with the Policy holder. All international students are required to have a J-1 or F-1 and their eligible dependents (who are not U.S. citizens) are required to have a J-2 or F-2 visa to be eligible for this insurance plan. All other degree-seeking Domestic students taking a minimum of 6 credit hours may participate in the plan on a voluntary basis.
Eligible students who do enroll may also insure their Dependents. Eligible Dependents are the student's legal spouse or domestic partner and dependent children under 26 years of age. The Named Insured may also cover a dependent child to the end of the year in which the dependent reaches age 30 under certain circumstances. See the Definitions section of the certificate for the specific requirements needed to meet the Domestic Partner policy.
The student (Named Insured, as defined in the Certificate) must actively attend classes for least the first 31 days after the date for which coverage is purchased. Home study, correspondence, and online courses do not fulfill the eligibility requirements that the student actively attend classes. The Company maintains its right to investigate eligibility or student status and attendance records to verify that the Policy eligibility requirements have been met. If and whenever the Company discovers the Policy eligibility requirements have not been met, its only obligation is refund of premium.
The eligibility date for Dependents of the Named Insured shall be determined in accordance with the following:
- If a Named Insured has Dependents on the date he or she is eligible for insurance
- If a Named Insured acquires a Dependent after the Effective Date, such Dependent becomes eligible:
- On the date the Named Insured acquires a legal spouse or Domestic Partner who meets the specific requirements set forth in the Definitions section of the Certificate
- On the date the Named Insured acquires a dependent child who is within limits of a dependent child set forth in the Definitions section of the Certificate
Dependent eligibility expires concurrently with that of the Named Insured.
Please read the certificate of coverage to determine whether this plan is right before you enroll. The certificate of coverage provides details of the coverage including benefits, exclusions, and reductions or limitations and the terms under which the coverage may be continued in force. Copies of the certificate of coverage are available from the University and may be viewed at www.uhcsr.com/floridatech. This plan is underwritten by United Healthcare Insurance Company and is based on policy number 2024-1116-1. The Policy is Non-Renewable One-Year Term Policy.
If you have questions please contact our campus partner, Haylor Freyer & Coon (833)-401-3341 student@haylor.com
Coverage Dates and Plan Cost
| Rates | Annual 8-10-25 to 8-9-26 | Fall 8-10-25 to 2-9-26 | Spring 2-10-26 to 8-9-26 | Spring/Summer 1-4-26 to 8-9-26 | Summer 5-3-26 to 8-9-26 |
|---|---|---|---|---|---|
| Student | $1,993.00 | $1,009.50 | $993.50 | $1,098.00 | $499.00 |
| Spouse | $1,993.00 | $1,009.50 | $993.50 | $1,098.00 | $499.00 |
| One Child | $1,993.00 | $1,009.50 | $993.50 | $1,098.00 | $499.00 |
| Two or More Children | $3,986.00 | $2,019.00 | $1,987.00 | $2,196.00 | $998.00 |
| Spouses and Two or More Children | $5979.00 | $3,028.50 | $2,980.50 | $3,294.00 | $1,497.00 |
NOTE: The amounts stated above include certain fees charged by the school you are receiving coverage through. Such fees may, for example, cover your school's administrative costs associated with offering this health plan.
The Insured Person must meet the eligibility requirements each time a premium payment is made. To avoid a lapse in coverage, the Insured Person's premium must be received within 14 days after the coverage expiration date. It is the Insured Person's responsibility to make timely premium payments to avoid a lapse in coverage.
UnitedHealthcare StudentResources does not treat members differently because of sex, age, race, color, disability or national origin.
If you think you were treated unfairly because of your sex, age, race, color, disability or national origin, you can send a complaint to:
Civil Rights Coordinator
United HealthCare Civil Rights Grievance
P.O. Box 30608
Salt Lake City, UTAH 84130
UHC_Civil_Rights@uhc.com
You must send the written complaint within 60 days of when you found out about it. A decision will be sent to you within 30 days. If you disagree with the decision, you have 15 days to ask us to look at it again.
If you need help with your complaint, please call the toll-free member phone number listed on your health plan ID card, Monday through Friday, 8 a.m. to 8 p.m. ET.
You can also file a complaint with the U.S. Dept. of Health and Human Services.
- Online https://ocrportal.hhs.gov/ocr/portal/lobby.jsf
- Complaint forms are available at http://www.hhs.gov/ocr/office/file/index.html.
- Phone: Toll-free 1-800-368-1019, 800-537-7697 (TDD)
- Mail: U.S. Dept. of Health and Human Services. 200 Independence Avenue, SW Room 509F, HHH Building Washington, D.C. 20201
We also provide free services to help you communicate with us. Such as, letters in other languages or large print. Or, you can ask for free language services such as speaking with an interpreter. To ask for help, please call the toll-free member phone number listed on your health plan ID card, Monday through Friday, 8 a.m. to 8 p.m. ET.