Federal Direct Parent PLUS Loans
FAFSA Required?: Yes
Need-based?: No
Minimum required enrollment hours (per semester): 6
Minimum required enrollment hours (per 8-week term): 3
Minimum required hours earned per semester/term: Must successfully complete 75% of enrolled courses, cumulatively
Remedial hours acceptable?: Yes
Satisfactory Academic Progress (SAP) Required: Yes
Minimum Cumulative GPA: 2.00
Maximum Renewal Eligibility: Beginning July 1, 2026, new Parent PLUS loan borrowers $20,000 Annual Limit per student per year with a $65,000 aggregate limit per student. Exceptions for Parent PLUS loan borrowers who have a borrowed PLUS loan funds for the same student June 30,2026 or earlier, who may continue to borrow under the previous rules for up to 3 years or until the student completes their program, whichever is sooner.
Option to appeal if renewal requirements are not met?: Mitigating Circumstances
Additional conditions:
Approved application required through studentaid.gov.