Student Health Insurance Program
To continue providing affordable health insurance coverage for our students, Florida Tech partners with United Healthcare as our student health insurance provider in accordance with the university Student Health Insurance Policy.
Student health insurance is mandatory for full-time undergraduate (12 or more credits) and graduate (9 or more credits) students, including those enrolled in English as a Second Language (ESL) courses. Online students and students attending classes at an Education Center or through Florida Tech Online do not meet the eligibility requirements.
All students must either opt-in/keep or waive the student health insurance coverage. Waivers are available to full-time, domestic undergraduate and graduate students only. International students may not opt out of the unviersity's student health insurance plan.
If you do not waive the student health insurance, your student account will be billed $715.00 for Spring 2022 and you will be automatically enrolled in the student health insurance program with United Healthcare.
Student Health Insurance Program Waivers
A link to a waiver form will be provided when the waiver period opens. Please watch this short video: "How to Waive Coverage."
Florida Tech requires students to carry personal health insurance. If you are currently covered by a comparable health insurance coverage through the end of the academic year, you may be able to waive automatic enrollment in the school-sponsored plan by following these steps:
- Have your school ID number and current insurance information ready.
- Access the waiver (in November)
- Check to see whether the waiver was accepted or denied after you complete the process; if denied, you will get an email with instructions on the appeals process.
It is mandatory for all international students to be covered by the university's health insurance plan. Exceptions may be granted only if you have an insurance plan that meets very strict requirements in order for you to qualify for a waiver. Florida Tech will not accept coverage by an insurance company outside the United States.
Opting In to the Student Health Insurance Program
A link to the opt-in form will be provided when the enrollment period opens. Please watch this short video: "How to Opt-In."
Once you have opted in, you must create an account. United Healthcare offers a full demonstration on how to create your user account: "How to Create My Account." For help with the United Healthcare website, contact United Healthcare customer service at 1-800-767-0700.
After creating your user account, you can find the student health insurance Certificate of Coverage, print your student health insurance card, add a dependent, and access other helpful information regarding the available services or general health information.
Have questions about health insurance? Contact United Healthcare Customer Service at 1-800-767-0700.
Students with at least 6 credits (undergrad/grad) and/or students who have waived in the past may voluntarily enroll in the Student Health Insurance Program. Select the type of plan you want and click Explore Policy then Enroll Now.