Open Enrollment

Open Enrollment 2023 - 2024

February 1 - 7, 2023

2023-2024 Highlights - See Condensed Video

Prescription coverage changing from Optum Rx to BCBS - all under one ID Card.
New Incentive Program - moving from Rally to Strive powered by Virgin Pulse.
Legal Shield now offering ID Theft Protection.
Reminder FSAs require re-enrollment each plan year.

Health

Summary of Benefits and Coverage

Wellness Incentive Plan: Now with Strive by Virgin Pulse

Strive is our digital health engagement experience that will help you stay engaged in improving your health and wellbeing while incentivizing your for healthy activities along the way! See the 2023-2024 Benefits Guide on Strive for more information.

How to set up a Strive account starting 4/1/2023:

Employee Instructions

Log into your BCBS My Health Toolkit
Click on the wellness tab on the top of the webpage
From the drop down select Strive
Click the blue log-in link
Follow the instructions to make your account

Employee Spouse Instructions

Log into the MYHealth Tool Kit Portal
Click Register Now
Use your insurance card to start the registration process
You will need your insurance card number and your date of birth
Complete the registration process
Click on the wellness tab on the top of the webpage
From the drop down select Strive
Click the blue log-in link
Follow the instructions to make your account

Prescription Coverage - Now included with Medical

Effective April 1, 2023, BlueCross BlueShield will be ICUBA's new Pharmacy Benefit Administrator.
If you are enrolled in Florida Tech's medical insurance, you will receive a new member ID card for Medical and Pharmacy coverage combined.
Your old pharmacy benefit cards from OptumRx will no longer work for verifying benefits.
See the 2023-2024 Benefits Guide on Pharmacy Benefits for more information.

ICUBAcares Rx:

The ICUBAcares team is ready to:

Serve as a liaison between your doctor, the pharmacy and the insurance company.
Answer questions on a medication you are taking or considering.
Discuss preferred and non-preferred tier options to save you money.
Provide assistance for a prior authorization from your provider.

Call for a free prescription check-up.

Tel: 877-286-3967

ICUBAcares Flyer

SurgeryPlus:

Full-Service Concierge healthcare with a financial incentive that waives the deductible and coinsurance so the procedure is at no cost to you.

Teladoc:

For first time registration with Teladoc go to their website. If you experience any difficulties, call 1-800-Teladoc, and a customer service representative will be more than happy to walk you through getting your account setup.

Teladoc Flyer

How to find a Total Care or Embold Preferred Doctor:

Employees are always encouraged to seek services from in-network providers. To locate an in-network provider in your area, visit Blue Cross Blue Shield of Florida’s website at MyHealthTookKit

BCBS Total Care Provider - Total Care providers offer cost savings

New* Embold Preferred Providers option. Embold Preferred Provider offers members:

Waived Copayment
Ensure you receive top quality care
Experience better health outcomes
Potentiall avoid unnecessary treatments or procedures

Dental Insurance

Florida Tech provides employees and eligible dependents the opportunity to elect dental coverage through Delta Dental Plans. There are two plan options: Base Plan and Buy Up Plan.

Contact Information:

Vision Insurance

To use EyeMed, call 1-866-804-0982 or visit EyeMed website.

Flex Spending

To check your BALANCE on your HCSA or DCSA debit card, login to the Ameriflex - ICUBA Debit Card Portal.

Flexible Spending Account - New Increased Amount!

Allows employees to set aside pre-tax dollars, through payroll deductions, to cover allowable health care expenses incurred for self and qualified dependents.
Flexible Spending Account Plan
Flexible Spending Account Eligible Medical Expenses
FSA Flyer 2023-2024

Dependent Care Spending Account

Dependent Care Spending Account allows employees to set aside pre-tax dollars, through payroll deductions, to cover dependent care expenses, incurred and paid, for qualified dependents.
Dependent Care Spending Account Summary
DCFSA Flyer 2023-2024

Additional Life Insurance

You may enroll in, or increase your additional life insurance up to five times your annual salary not to exceed $500,000. Evidence of insurability is required.

Basic and Voluntary Group Life and AD&D Insurance
Please Note: Any election or changed coverage amount to Voluntary Employee or Spouse Life Insurance does require Evidence of Insurability (EOI) and must be approved by Symetra. Click on the link here to complete the EOI. The link will also be on the review page at the end of your enrollment process in Workday - Evidence of Insurability Website

AFLAC

Pre-Paid Legal Services - Now Offers ID Theft Protection!

Service provided by Legal Shield - see condensed video

ICUBA LegalShield & IDShield Plan Overview

Pet Insurance - Updated - see Guide

Nationwide Pet Insurance offers a discounted rate to ICUBA schools. This is a discount program that does not run through payroll. Nationwide will directly bill you. Nationwide Pet Insurance will allow you to access ANY VET.

View more information on Pet Insurance to obtain information regarding the plan designs and rates to request additional information directly from Nationwide. Premiums vary based on the age of the pet, species, size, plan type and state of residence. Some conditions may not be covered and underwriting is required for each Pet enrolled in the Plan.

Nationwide Pet Insurance Flyer

Short-Term Disability

Short Term Disability coverage is provided at no cost to benefits-eligible employees. Under Short Term Disability, a disabled employee will receive 66 2/3% of salary up to a maximum benefit of $2,000 per week for a maximum of 11 weeks.

Long-Term Disability

Core Long Term Disability coverage is provided at no cost to benefits-eligible employees. This plan provides a benefit of 60% salary up to a maximum of $2,000 per month.

Long Term Disability Buy–Up coverage is available and is purchased by the employee through payroll deduction. This plan provides a benefit of 67% salary up to a maximum of $14,000 per month.

Long Term Disability - Core and Buy Up Plans

Please Note: Any new election for the Long Term Disability Buy Up Plan does require Evidence of Insurability (EOI) and must be approved by Symetra. Click on the link here to complete the EOI. The link will also be on the review page at the end of your enrollment process in Workday - Evidence of Insurability Website