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Human Resources

Employee Benefits


Florida Tech’s benefit eligible faculty and staff earn both pay and benefits for their work at the university. These two elements together make up your total compensation package.

We enjoy a very rich insurance package supplemented by Florida Tech, as well as a number of optional insurances from which to choose.

Please note the following regarding benefit effective dates.  If you elect benefits, coverage starts the FIRST DAY OF THE MONTH following or coinciding with your date of hire.

For example:

  • If you are hired on September 15th, your coverage will begin on October 1st.
  • If you are hired on September 1st, then your coverage will begin on September 1st.
  • If your employment ends with the University, your coverage ends on the LAST DAY OF THE MONTH following the last day of your employment. For example:
  • If your employment ends on August 7th, your coverage will end on August 31st.
  • If your employment ends on May 31st, then your coverage will end on May 31st.

Jump to a benefit to learn more about it:

Benefits List

403(b) Retirement Plan & Information

You can change your 403(b) contribution any time of the year. You can complete a salary reduction form and submit the completed form to the Office of Human Resources.  Please note that the maximum annual employee contribution is as follows:

  • Under age 50                                                                     $19,500
  • At least age 50 +                                                               $26,000



  • Customer Service: 1-800-842-2252
  • TIAA-Cref Website
  • Local TIAA Representative:
    • Miranda Mastrogiacomo (Miller)
    • Tel: 561-393-1348, Toll-free: 866-842-3357 x261348
    • To schedule your one-on-one telephonic consultation, visit here.


Participant Fee Disclosure


Additional Life Insurance




Call today to learn more about the Aetna ASD Support Program.

Aetna Resources For Living

User name: ICUBA
Password: 8773985816


Change of Coverage During the Plan Year

The benefit choices you make can be tailored to your personal needs. If you enroll in benefits on a pre-tax basis, you may not add, delete, or change the coverage you have selected for yourself or your dependents until the next open enrollment period. The only exception is if you experience a qualifying family status change. A qualifying family status change includes:

  • Marriage or divorce
  • Birth or adoption of a dependent child or a change in custody
  • Death of a spouse or a dependent child
  • Your spouse has a change of employment or status which affects benefits coverage
  • You change your employment status which affects your benefits status
  • You experience an involuntary loss of other group benefits coverage

You must report a family status change by logging into your employee benefits portal within 30 days of the qualifying event.  Please be prepared to upload the required documentation in order to process your request.


Continuation of Coverage

For questions regarding Cobra please call 1-866-377-5102 then select option 2.


Dental Insurance

Florida Tech provides employees and eligible dependents the opportunity to elect dental coverage through Humana Dental Plans. There are three plan options: DHMO, Preventative Plus with in and out-of-network coverage, and PPO High Plan. If you choose the DHMO Plan you must select a primary dentist for each covered person.

Eligible dependents include:

  • A legal spouse
  • Your dependent children may be eligible for coverage up to age 26. No child can remain on the plan beyond December 31st of the year in which they turn 26.
  • Unmarried, dependent child incapable of self-sustaining employment by reason of mental retardation or physical handicap.

Contact Information:

  • Customer Service (DHMO) 800-979-4760
  • Customer Service (PPO) 800-233-4013


Employee Assistance Program (EAP)

Florida Tech offers an Employee Assistance Program through Resources for Living, a partner with Blue Cross Blue Shield. Services include EAP counseling, caring for children or aging parents, dealing with conflict or violence, mind and body discount programs and online tools and information.

  • All benefits-eligible employees and members of their household can participate. You do not need to be enrolled in health insurance to use the EAP services.
  • There is no cost and no enrollment required. There is no charge for up to 6 visits per incident / illness.
  • Pre-Authorization is required.
  • To use the services, please call 1-877-398-5816.  Press 1 for EAP services.  You may also visit the website at  

Username: ICUBA
Password: 8773985816


Employee Discounts



Cruise Benefits with CruCon Cruise Outlet

  • $100 to spend on board the ship when booking a 7+ night cruise
  • PLUS access to exclusive discounts and extra booking perks on 16 different cruise lines.
  • Reference "FIT group # 474617" when calling 1-800-493-6609 or visit

  • Discounts on hotels and more!

Transportation & Lodging

Parks and Recreation

Brevard Zoo

  • Discount on Membership

Premiere Theaters Oaks 10 

  • $6.00 Movie Ticket Vouchers

Disney World

Foosaner Art Museum

  • 50% off classes

Henegar Center for the Arts

  • 10% discount (promocode FIT10 or FIT5OFF) select shows

  • Discounts on attractions and more

Atlantic Wholesale Furniture, Palm Bay

  • 10% discount

Cell Phone Service

  • Discounts on select plans.  Contact providers for more information.

Price Termite & Pest Control

Culligan Water Service

Endurance Races

Florida Preparatory Acadamy

$5,000 tuition scholarship for first-time, full-time eligible students of Florida Tech employees.

  • The student must be a member of the employee's immediate or extended family. This includes children, grandchildren, nieces, nephews, and great/grand nieces and nephews.
  • The scholarship is renewable if the student maintains the minimum required Florida Prep overall GPA of 3.0.

Palm Realty, Indialantic

Translation Services

Restaurants (use FIT ID)
  • Deano's Subs & More - 1851 Palm Bay Rd. - 10% discount
  • Domino's Pizza (192) - Meal Deal $5.99 for 1 Lg 1 Top Pizza, 8 Wings + 20oz or 1 Med 1 Top + 20oz
  • Jersey Mike's (all 5 locations) - Meal Deal $7.50 - Regular Sub, Chips and a Drink
  • KeKe's Cafe - 10% discount
  • Le Macaron - Mall location - 10% discount
  • The Burger Place (in Downtown Melbourne) - 10% discount
  • Tijuana Flats (10 E New Haven Ave.) - 10% discount (not valid Tu/Th)
  • Young's Buffet - 10% discount "lunch only" Monday through Saturday 
Florida Tech Campus Discounts (use FIT ID)
  • Barnes & Noble's Campus Bookstore - 25% Discount
  • Clemente Center - $15.95 monthly membership
  • Dining Services - 10% using FIT ID plus other discount plans available
    • Panther Dining Hall - Advance pay $108 and receive 20 meals or $54 and receive 10 meals (for Personal use only)
    • FlexCredit Plan - Advance Pay $100.00 and receive $100.00 on FIT ID
  • FIT Plaza - FIT Laundry - 10% discount
  • Free General Admission with 1 Guest to Regular Season Home Athletic Games
  • Panther Plate - 50% discount on parking (see security)

ICUBA Flexible Spending Accounts (FSA)

Administered by ICUBA.

P.O. Box 616927
Orlando, FL   32861-6927
Toll-free phone:   866-377-5102
Toll-free fax:  866-377-5180

To check your BALANCE on your HCSA or DCSA Debit card, log onto the bswift site.

Please note that the company key is ICUBA.


Group Term Life Insurance


Health Insurance

Florida Tech offers comprehensive medical benefits provided by Blue Cross Blue Shield through customized plan designs by ICUBA. We currently offer Preferred PPO Blue Options.

Plans include a University-Funded Health Reimbursement Account (HRA). PPO Plans offer great flexibility in your choice of providers and do not require referrals. Employees are always encouraged to seek services from in-network providers. To locate an in-network provider in your area, visit Blue Cross Blue Shield of Florida’s website through ICUBA's Single Sign-On with bswift

Please note: If you elect Health Insurance coverage, your benefits are effective first day of the month after date of hire. 

Enhanced Benefits:

ICUBA invests in their members by providing enhanced benefits, paying 100% of total costs of the following services at in-network providers:

Quest Diagnostics:

  • Lab Tests
  • Pap Tests
  • Urinalysis
  • Colorectal Screenings
  • Prostate Cancer Screenings

Click here for the  Biometric Screening Process for Rally Credit instructions.  To schedule a screening and to  obtain the Physicians Results Form, login to .

Blue Cross Blue Shield:

  • Electrocardiograms
  • Echocardiograms
  • Mammograms
  • Colonoscopies and Sigmoidoscopies
  • Immunizations
  • Allergy Injections
  • Bone Mineral Density Tests
  • Ultrasounds of the Breast
  • Primary Care BDTC Visits

Optum Rx:

  • Prescribed diabetic supplies including meters, lancing devices, lancets, test strips, control solution, needles, and syringes
  • Aspirin for adults with a physical prescription
  • Prescribed generic folic acid and generic pre-natal vitamins for pregnancy
  • Prescribed generic statins (if eligible)
Additional benefits included with Health coverage:


SurgeryPlus is a comprehensive benefit at NO ADDITIONAL COST that provides access to a premier network of high-performing surgeons for non-emergent/planned surgical procedures.


Teladoc gives you 24/7/365 access to U.S. board-certified doctors through the convenience of phone or video consults. It’s an affordable alternative to costly urgent care and ER visits when you need care now. Talk to a doctor any time for $5. Please note: Restrictions apply as it relates to number of consults during the year and severity of condition for consultation. With your consent, Teladoc is happy to provide information about your Teladoc consult to your primary care physician.

For first time registration with Teladoc go to If you experience any difficulties, call 1-800-Teladoc, and a customer service representative will be more than happy to walk you through getting your account setup.  

Blue Cross Blue Shield - Finding A Doctor:

Employees are always encouraged to seek services from in-network providers. To locate an in-network provider in your area, visit Blue Cross Blue Shield of Florida's website at

Blue Cross Blue Shield - Health First Doctors:

Zero dollar cost share for employees who see one of the doctors in the specialties of Family Practice, Internal Medicine, and Pediatrics. 

Blue Cross Blue Shield Travel Assistance:

How To Check Your Explanation of Benefits:

You are able to submit inquires and view Explanation of Benefits (EOBs) by logging into bswift and accessing ICUBA's Single Sign-On.

Leaves of Absence

If you do not qualify for FMLA, please complete the Leave of Absence Request Form
Leave of Absence Request for Extension

Family Medical Leave


Short-Term Disability

Short Term Disability coverage is provided at no cost to benefits-eligible employees. Under Short Term Disability, a disabled employee will receive 66 2/3% of salary up to a maximum benefit of $2,000 per week for a maximum of 11 weeks.


Long-Term Disability

Core Long Term Disability coverage is provided  at no cost to benefits-eligible employees.  This plan  provides a benefit of  60% salary up to a maximum of $2,000 per month.

Long Term Disability Buy-Up coverage is available and is purchased by the employee through payroll deduction. This plan provides a benefit of   66 2/3% salary up to a maximum of $14,000 per month.


Pet Insurance

Florida Institute of Technology now offers Pet Insurance! This is a post-tax benefit that can be deducted from your payroll check.  Veterinary Pet Insurance will allow you to access ANY VET and include protection for :

  • Accidents
  • Common illnesses
  • Serious/chronic illnesses
  • Hereditary conditions
  • Procedures/services
  • X-rays
  • Wellness Services

Please click on this link to obtain information regarding the plan designs and rates to request additional information directly from your VPI representative.  Premiums vary based on the age of the pet, species, size, plan type and state of residence.  Some conditions may not be covered and underwriting is required for each Pet enrolled in the Plan. 

Pre-Paid Legal Services

Get answers to your questions and solutions to your problems with “Life Events legal Plan” and the “Identity Theft Shield”. This website below shows the plan choices and the applications that can be downloaded depending on which plan you chose.

FIT Info Site:

LegalShield Informational Flyer

Prescription Drug Benefits

Optum Rx administers the pharmacy benefit for all of the medical plans.

The OptumRx Copays Tier List 2020’s benefits include:

  • Out of pocket maximums
  • Nationwide Pharmacy Network - including 62,000 chain and independent pharmacies.
  • Convenient Mail Service Pharmacy
  • Optum Rx 90-Day at Retail Program
  • Free Diabetic Supplies – including meters, lancets, lancing devices, test strips, control solution, insulin needles and syringes.
  • Specialty Medications for treating complex health conditions (e.g. Hepatitis, HIV/Aids, Oncology, etc.) can be obtained through BriovaRx Specialty Pharmacy
  • A user friendly website at 
  • Optum Rx Customer Care Center – (800) 207-2568 – available 24 hours a day, 7 days a week.
  • Even an Optum Rx Mobile App
  • OptumRx Home Delivery FAQ

Eligible dependents include:

  • A legal spouse
  • Your dependent children thru December 31st of the calendar year in which they turn 26.
  • Unmarried, dependent child incapable of self-sustaining employment by reason of mental or physical handicap.

For more information, call Optum Rx Customer Care Center (800) 207-2568 or visit

ICUBAcares Pharmacist Advocate Program

Our ICUBAcares Pharmacist Advocate Program (PAP) is comprised of Real Pharmacists who are Real Advocates with Real Solutions! Our ICUBAcares PAP will assist members with closing gaps in care attributed to Prior Authorizations, Quantity Limits, Step Therapy and Generic Drug Requirements; assist members with formulary changes; serve as a liaison between doctors, pharmacy and insurance company; encourage members to use therapeutically appropriate, cost-effective therapy; and more.


Retiree Health Benefits

For questions regarding your retiree benefit options, please contact ICUBA at 866-377-5102.

Sick Leave Bank

Please refer to our 6.15 Sick Leave Bank Policy

Tuition Benefits

Training and Development
Tuition Exchange

Florida Tech is a member institution of Tuition Exchange, a not-for-profit reciprocal scholarship program. This allows the dependents of our faculty and staff to apply for competitive (up to full) scholarship awards at other participating private institutions in programs of study not offered at Florida Tech. An overview of Tuition Exchange policies and application procedures can be found on the Florida Tech Tuition Exchange page. Please direct any questions regarding this program to Jay Lally,  Associate Vice President for Enrollment Management & Financial Aid, at x8278.

Vision Insurance

Florida Tech provides employees and eligible dependents the opportunity to elect vision coverage through EyeMed. The EyeMed Vision Plan offers a benefit option to cover routine eye care, including exams and eyeglasses or contacts.

Eligible dependents include:

  • A legal spouse.
  • Unmarried, dependent children for whom the employee provides principal support. Eligibility for coverage extends to age 26 if child is an IRS dependent AND living in the employee household OR a student. No child can remain on the plan beyond December 31st of the year in which they turn 26.
  • Unmarried, dependent child incapable of self-sustaining employment by reason of mental retardation or physical handicap.
  • Certified domestic partners.
  • Children of certified domestic partners subject to the same eligibility standards applicable to dependents.


To use EyeMed, call 1-866-804-0982 or visit