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Employee Benefits

Employee Benefits

Florida Tech’s benefit eligible faculty and staff earn both pay and benefits for their work at the university. These two elements together make up your total compensation package.

We enjoy a very robust benefits package supplemented by Florida Tech, as well as a number of optional insurances from which to choose.

Please note the following regarding benefit effective dates. 

If you elect benefits, coverage starts the FIRST DAY OF THE MONTH following or coinciding with your date of hire.

For example:

  • If you are hired on September 15th, your coverage will begin on October 1st.
  • If you are hired on September 1st, then your coverage will begin on September 1st.

If your employment ends with the University, your coverage ends on the LAST DAY OF THE MONTH following the last day of your employment.

For example:

  • If your employment ends on August 7th, your coverage will end on August 31st.
  • If your employment ends on May 31st, then your coverage will end on May 31st.  

2025-2026 Benefits Guide

2025-2026 Benefits Guide - Flip Book

Weight Management and Treatment Guide

New! ICUBA's Cancer Care Resource Guide

My Benefit Portals

403(b) Retirement Plan & Information

You can change your 403(b) contribution any time of the year. If you are a TIAA member, submit a salary reduction form (link below) to the Office of Human Resources.  If you are a Lincoln member, log into your Lincoln account and make the contribution change on their website.  Please note that the maximum annual employee contribution for 2025 is as follows:

  • Under age 50                                                                     $23,500
  • At least age 50 +                                                               $31,000
  • Age 60 - 63                                                                        $34,750
  • Why you're receiving communication from Lincoln Financial Group

Lincoln

TIAA-Cref

Annual Notices:

 

AFLAC

AFLAC Website

Autism

Please see coverage information under Health Insurance

Change of Coverage During the Plan Year - Life Event!

The benefit choices you make can be tailored to your personal needs. If you enroll in benefits, you may not add, delete, or change the coverage you have selected for yourself or your dependents until the next open enrollment period. The only exception is if you experience a qualifying family status change. A qualifying family status change includes:

  • Marriage or divorce
  • Birth or adoption of a dependent child or a change in custody
  • Death of a spouse or a dependent child
  • Your spouse has a change of employment or status which affects benefits coverage
  • You change your employment status which affects your benefits status
  • You experience an involuntary loss of other group benefits coverage

You must report a family status change by processing a Life Event Benefit Change in Workday within 30 days of the qualifying event.  Please be prepared to upload the required documentation in order to process your request. 

Links:

Continuation of Coverage

For questions regarding Cobra please call 1-866-377-5102 then select option 2.

Links:

Dental Insurance

Florida Tech provides employees and eligible dependents the opportunity to elect dental coverage through Delta Dental Plans. There are two plan options: Delta Dental Base Plan and Delta Dental BuyUp Plan with in and out-of-network coverage. 

Contact Information:

  • Customer Service 800-521-2651

Links:

Employee Assistance Program (EAP)

To access services:

Florida Tech's Employee Assistance Program is through Resources for Living, an ICUBA partner.  Services are available to you and all members of your household at no cost to you.  This includes children living away from home up to the age of 26.

Services are confidential and available 24 hours a day, 7 days a week.

Services include:

  • Emotional Well-Being Support:  Effective 4/1/2025, you can access up to 8 counseling sessions per issue per year.  Sessions are available face-to-face or online with televideo.  Issues addressed include: Relationship Support, Stress Management, Family Issues, Grief and Loss, Depression, Anxiety, Personal Development, Substance Abuse, and more.
  • Work/Life Balance and Daily Life Assistance:  Assistance in finding resources relating to home maintenance, travel, childcare, summer programs, school and financial aid research, and caregiver support.
  • Talkspace:  Work with a counselor via text messaging through Resources for Living's Talkspace platform
  • Online Resources:  Articles, webinars, and more.
  • Legal Services:  A free 30-minute consultation with a participating attorney for each new legal topic.  A 25 percent discount available for services beyond the initial consult.  Services limited to employee and eligible household members.  Excludes work-related issues.
  • Financial Services:  A free 30-minute consult available for various financial topics.
  • Discount Center:  Find deals on products and services including electronics, entertainment, travel, and more.
  • myStrength:   A platform that offers tools to help you overcome depression, anxiety, stress, substance misuse, chronic pain, and more.

Links:

Employee Discounts

Hotels/Travel

AAA

  • Discount on membership.  Applies to first year only.
  • Contact Alicia Weaver at aweaver@acg.aaa.com or at 321-775-4336.

Cruise Benefits with CruCon Cruise Outlet

  • $100 to spend on board the ship when booking a 7+ night cruise
  • PLUS access to exclusive discounts and extra booking perks on 16 different cruise lines.
  • Reference "FIT group # 474617" when calling 1-800-493-6609 or visit CruCon.com

TicketsatWork.com

Transportation & Lodging

Parks and Recreation

Brevard Zoo

  • $10 Discount on Membership.  Show your Florida Tech ID at the gate.

Henegar Center for the Arts

  • 10% discount (promo code FIT10 or FIT5OFF) select shows

TicketsatWork.com

Miscellaneous

Atlantic Wholesale Furniture, Palm Bay

  • 10% discount

Cell Phone Service

  • Discounts on select plans.  Contact providers for more information.

Price Termite & Pest Control

Culligan Water Service

Endurance Races

Translation Services

Yoga

  • Yogi Perogi offers 1st class free, 50% off unlimited monthly membership for the first month, 50% off unlimited monthly membership after the first month. Bring your Florida Tech ID to the class.
  • Yogi Perogi Website 

Restaurants (use FIT ID) for Possible Discount

  • Deano's Subs & More - 1851 Palm Bay Rd.
  • KeKe's Cafe 
  • Le Macaron - Mall location
  • The Burger Place (in Downtown Melbourne)
  • Tijuana Flats (10 E New Haven Ave.)  (not valid Tu/Th)
  • Young's Buffet -  "lunch only" Monday through Saturday 

Florida Tech Campus Discounts (use FIT ID)

  • Barnes & Noble's Campus Bookstore - 25% Discount
  • Clemente Center.  Free membership for employees.  Please see the Clemente Center website for details.
  • Campus Dining:
  • FIT Plaza - FIT Laundry - 10% discount
  • Free General Admission with 1 Guest to Regular Season Home Athletic Games
  • Panther Plate - 50% discount on parking (see security)

Group Term Life Insurance

 

PersonalSAGE

Through Florida Tech, you have access to PersonalSAGE Financial Coaches Monday - Friday. This additional benefit is provided to you at no cost through Florida Tech.

PersonalSAGE Financial Coaches can help with:

  • Understanding your retirement plan benefits
  • Providing guidance and advice about your investment options
  • Discussing budgeting and how to manage debt

Exploring your financial goals and strategy

MyPersonalSage.com

PersonalSAGE Video

PersonalSAGE Flyer 

Health Insurance

Links:

Florida Tech offers comprehensive medical benefits provided by Blue Cross Blue Shield through customized plan designs by ICUBA. We currently offer PPO Options.

Plans include a University-Funded Health Reimbursement Account (HRA). PPO Plans offer great flexibility in your choice of providers and do not require referrals. Employees are always encouraged to seek services from in-network providers. To locate an in-network provider in your area, visit Blue Cross Blue Shield of Florida’s website .

Please note: If you elect Health Insurance coverage, your benefits are effective first day of the month after date of hire.

Enhanced Benefits:

ICUBA invests in their members by providing enhanced benefits, paying 100% of total costs of the following services at in-network providers:

Quest Diagnostics:

Quest is BCBS's preferred lab.

See bottom page 24 of the Benefits Guide for instructions on how to earn Strive Rewards for annual blood work. 

Links:

Blue Cross Blue Shield:

Prescription Drug Plan - Through BCBS:
  • Prescribed diabetic supplies including meters, lancing devices, lancets, test strips, control solution, needles, and syringes
  • Aspirin for adults with a physical prescription
  • Prescribed generic folic acid and generic pre-natal vitamins for pregnancy
  • Prescribed generic statins (if eligible)

For more information, please see the Benefits Guide.

Additional benefits included with Health coverage:

Hinge Health:

ICUBA is excited to announce we are continuing to partner with Hinge Health to help you with back, knee, hip, neck or shoulder pain.

Hinge Health is a non-surgical treatment option for musculoskeletal conditions. These services are available to all members who are 18 years or older and enrolled in the BCBS Medical Plan.

Available at no cost, you and your family members will have all the tools you need to manage your pain. Participants report an average pain reduction of 60% and it only takes 45 minutes per week! Once enrolled, you will receive the Hinge Health Welcome Kit, which includes a tablet computer and wearable motion sensors that guide you through exercise therapy. You’ll also be paired with your personal health coach who will tailor your sessions to you, your schedule, and your pace.

My Health Novel:

My Health Novel isdesigned to match you with helpful resources and tools based on your specific health needs.

Whether you’re interested in starting new healthy habits or maintaining your weight, My Health Novel gives you access to the best nutrition physical activity and weight management tools, programs and apps available.

Log in to your My Health Toolkit today, select "Wellness & Care Management," then "Wellness Programs" to take your assessment and get matched with the best programs for you.

Lantern (Formerly SurgeryPlus):

Lantern is a comprehensive benefit at NO ADDITIONAL COST that provides access to a premier network of high-performing surgeons for non-emergent/planned surgical procedures.

Teledoc:

Teladoc gives you 24/7/365 access to U.S. board-certified doctors through the convenience of phone or video consults. It’s an affordable alternative to costly urgent care and ER visits when you need care now. Talk to a doctor any time for $5. Please note: Restrictions apply as it relates to number of consults during the year and severity of condition for consultation. With your consent, Teladoc is happy to provide information about your Teladoc consult to your primary care physician.

First time registration, sign up on Teladoc website. If you experience any difficulties, call 1-800-Teladoc, and a customer service representative will be more than happy to walk you through getting your account setup. 

Virta:

Virta is a virtual nutrition clinic to assist members who struggle with type 2 diabetes, high blood sugar, or weight gain.  You can enroll any time during the year for $0.  ICUBA fully covers the cost of Virta for you and your eligible family members.

Blue Cross Blue Shield - Finding A Doctor:

Employees are always encouraged to seek services from in-network providers. To locate an in-network provider in your area, visit Blue Cross Blue Shield of Florida's website.

Blue Cross Blue Shield Travel Assistance:
Personify Health (Formerly Strive) Rewards:

Personify Health is our digital health engagement experience that will help you stay engaged in improving your health and wellbeing while incentivizing your for healthy activities along the way! See the Benefit Guide for more information.

How to set up a Personify Health account:

Employee Instructions

  1. Log into your BCBS My Health Toolkit
  2. Select Wellness & Care Management at the top of the page
  3. Select Wellness Programs then Personify Health
  4. Click the blue log-in link
  5. Follow the instructions to make your account

Employee Spouse Instructions

  1. Log into the MYHealth Tool Kit Portal
  2. Click Register Now
  3. Use your insurance card to start the registration process
  4. You will need your insurance card number and your date of birth
  5. Complete the registration process
  6. Select Wellness & Care Management at the top of the page
  7. Select Wellness Programs then Personify Health
  8. From the drop down select Strive
  9. Click the blue log-in link
  10. Follow the instructions to make your account

How To Check Your Explanation of Benefits:

You are able to submit inquires and view Explanation of Benefits (EOBs) by logging into BCBS My Health Toolkit.

Glossary of Medical Terms

ICUBAcares Pharmacist Advocate Program

Our ICUBAcares Pharmacist Advocate Program (PAP) is comprised of Real Pharmacists who are Real Advocates with Real Solutions! Our ICUBAcares PAP will assist members with closing gaps in care attributed to Prior Authorizations, Quantity Limits, Step Therapy and Generic Drug Requirements; assist members with formulary changes; serve as a liaison between doctors, pharmacy and insurance company; encourage members to use therapeutically appropriate, cost-effective therapy; and more.

ICUBA Cares RX
877-286-3967

ICUBAcares Flyer
Share the Savings Flyer
ICUBAcares gives you access to Rx Savings Solutions

ICUBA Benefits Card (Ameriflex Accounts)

ICUBA's Administrator: Ameriflex

Ameriflex
PO Box 7127
Atlanta, GA 30357-7127
Toll-free phone:   888.868.3539
Email: service@myameriflex.com
Live Chat: myameriflex.com

To check your BALANCE on your HRA, HCSA or DCSA Debit card, login at  https://participant.myameriflex.com/#/login.

What type of receipt do I need?

The documentation you supply should include:

  • Your Legal Name (as found on your card)
  • Date of service received
  • Name of provider or merchant
  • Dollar amount
  • Description of service or item received

Please ensure you include the claim number on all documentation submitted to Ameriflex.

Plan Resources:

Other Resources:

Leaves of Absence

If you do not qualify for FMLA, please complete the Request for Leave of Absence
Request For Leave of Absence Extension

Family Medical Leave

Links:

Short-Term Disability

Short Term Disability coverage is provided at no cost to benefits-eligible employees. Under Short Term Disability, a disabled employee will receive 66 2/3% of salary up to a maximum benefit of $2,000 per week for a maximum of 11 weeks.

Links:

Long-Term Disability

Core Long Term Disability coverage is provided  at no cost to benefits-eligible employees.  This plan  provides a benefit of  60% salary up to a maximum of $2,000 per month.

Long Term Disability Buy-Up coverage is available and is purchased by the employee through payroll deduction. This plan provides a benefit of   66 2/3% salary up to a maximum of $14,000 per month.

Links:

Pet Insurance

Nationwide Pet Insurance offers a discounted rate to ICUBA schools.  This is a discount program that does not run through payroll.  Nationwide will directly bill you.  Veterinary Pet Insurance will allow you to access ANY VET and include protection for :

  • Accidents
  • Common illnesses
  • Serious/chronic illnesses
  • Hereditary conditions
  • Procedures/services
  • X-rays
  • Wellness Services

Visit Nationwide Pet Insurance website to obtain information regarding the plan designs and rates to request additional information directly from your VPI representative.  Premiums vary based on the age of the pet, species, size, plan type and state of residence.  Some conditions may not be covered and underwriting is required for each Pet enrolled in the Plan. 

Pre-Paid Legal Services and ID Shield

LegalShield: A comprehensive and affordable legal protection plan
IDShield:  Protects your identity and privacy while giving yourself peace of mind

 

Prescription Drug Benefits

Effective April 1, 2023, Blue Cross and Blue Shield of Florida, Inc. is integrating with Optum Rx as ICUBA’s new pharmacy benefit manager. Optum Rx is an independent company that provides pharmacy services on behalf of your health plan. Your new prescription drug benefits under your ICUBA health insurance plan will make it easier to get care and will provide you and your doctor with choices. Understanding them can help you make the most of your benefits and save money on your medications.

Information and resources:

Retiree Health Benefits

For questions regarding your retiree benefit options, please contact ICUBA at 866-377-5102, Option 3.

Please see ICUBA's website for more information.

Sick Leave Bank

Please refer to our 6.15 Sick Leave Bank Policy.

Tuition Benefits

Policies and Information

Forms


Tuition Exchange

View Tuition Exchange Information

Vision Insurance

Florida Tech provides employees and eligible dependents the opportunity to elect vision coverage through EyeMed (Insight Network). The EyeMed Vision Plan offers a benefit option to cover routine eye care, including exams and eyeglasses or contacts.

Links:

To use EyeMed, call 1-866-804-0982 or visit Eye Med Website.  Please note the network is called Insight Network.

EyeMed Base Plan

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