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Florida Tech’s benefit eligible faculty and staff earn both pay and benefits for their work at the university. These two elements together make up your total compensation package.
We enjoy a very rich insurance package supplemented by Florida Tech, as well as a number of optional insurances from which to choose.
Please note the following regarding benefit effective dates.
If you elect benefits, coverage starts the FIRST DAY OF THE MONTH following or coinciding with your date of hire.
For example:
If you are hired on September 15th, your coverage will begin on October 1st.
If you are hired on September 1st, then your coverage will begin on September 1st.
If your employment ends with the University, your coverage ends on the LAST DAY OF THE MONTH following the last day of your employment.
For example:
If your employment ends on August 7th, your coverage will end on August 31st.
If your employment ends on May 31st, then your coverage will end on May 31st.
You can change your 403(b) contribution any time of the year. You can complete a salary reduction form and submit the completed form to the Office of Human Resources. Please note that the maximum annual employee contribution is as follows:
Change of Coverage During the Plan Year - Life Event!
The benefit choices you make can be tailored to your personal needs. If you enroll in benefits on a pre-tax basis, you may not add, delete, or change the coverage you have selected for yourself or your dependents until the next open enrollment period. The only exception is if you experience a qualifying family status change. A qualifying family status change includes:
Marriage or divorce
Birth or adoption of a dependent child or a change in custody
Death of a spouse or a dependent child
Your spouse has a change of employment or status which affects benefits coverage
You change your employment status which affects your benefits status
You experience an involuntary loss of other group benefits coverage
You must report a family status change by processing a Life Event Benefit Change in Workday within 30 days of the qualifying event. Please be prepared to upload the required documentation in order to process your request.
Florida Tech provides employees and eligible dependents the opportunity to elect dental coverage through Delta Dental Plans. There are two plan options: Delta Dental Base Plan and Delta Dental BuyUp Plan with in and out-of-network coverage.
Florida Tech's Employee Assistance Program is through Resources for Living, an ICUBA partner. Services are available to you and all members of your household at no cost to you. This includes children living away from home up to the age of 26.
Services are confidential and available 24 hours a day, 7 days a week.
Services include:
Emotional Well-Being Support: You can access up to 6 counseling sessions per issue per year. Sessions are available face-to-face or online with televideo. Issues addressed include: Relationship Support, Stress Management, Family Issues, Grief and Loss, Depression, Anxiety, Personal Development, Substance Abuse, and more.
Work/Life Balance and Daily Life Assistance: Assistance in finding resources relating to home maintenance, travel, childcare, summer programs, school and financial aid research, and caregiver support.
Talkspace: Work with a counselor via text messaging through Resources for Living's Talkspace platform
Online Resources: Articles, webinars, and more.
Legal Services: A free 30-minute consultation with a participating attorney for each new legal topic. A 25 percent discount available for services beyond the initial consult. Services limited to employee and eligible household members. Excludes work-related issues.
Financial Services: A free 30-minute consult available for various financial topics.
Discount Center: Find deals on products and services including electronics, entertainment, travel, and more.
myStrength: A platform that offers tools to help you overcome depression, anxiety, stress, substance misuse, chronic pain, and more.
$5,000 tuition scholarship for first-time, full-time eligible students of Florida Tech employees.
The student must be a member of the employee's immediate or extended family. This includes children, grandchildren, nieces, nephews, and great/grand nieces and nephews.
The scholarship is renewable if the student maintains the minimum required Florida Prep overall GPA of 3.0.
Florida Tech offers comprehensive medical benefits provided by Blue Cross Blue Shield through customized plan designs by ICUBA. We currently offer Preferred PPO Blue Options.
Plans include a University-Funded Health Reimbursement Account (HRA). PPO Plans offer great flexibility in your choice of providers and do not require referrals. Employees are always encouraged to seek services from in-network providers. To locate an in-network provider in your area, visit Blue Cross Blue Shield of Florida’s website through ICUBA's Single Sign-On with bswift.
Please note: If you elect Health Insurance coverage, your benefits are effective first day of the month after date of hire.
Enhanced Benefits:
ICUBA invests in their members by providing enhanced benefits, paying 100% of total costs of the following services at in-network providers:
Quest Diagnostics:
Quest is BCBS's preferred lab.
See the Benefits Guide for instructions on how to earn Rally Rewards for annual blood work.
Prescribed diabetic supplies including meters, lancing devices, lancets, test strips, control solution, needles, and syringes
Aspirin for adults with a physical prescription
Prescribed generic folic acid and generic pre-natal vitamins for pregnancy
Prescribed generic statins (if eligible)
Additional benefits included with Health coverage:
Hinge Health:
ICUBA is excited to announce we are continuing to partner with Hinge Health to help you with back, knee, hip, neck or shoulder pain.
Hinge Health is a non-surgical treatment option for musculoskeletal conditions. These services are available to all members who are 18 years or older and enrolled in the BCBS Medical Plan.
Available at no cost, you and your family members will have all the tools you need to manage your pain. Participants report an average pain reduction of 60% and it only takes 45 minutes per week! Once enrolled, you will receive the Hinge Health Welcome Kit, which includes a tablet computer and wearable motion sensors that guide you through exercise therapy. You’ll also be paired with your personal health coach who will tailor your sessions to you, your schedule, and your pace.
Introducing My Health Novel, designed to match you with helpful resources and tools based on your specific health needs.
Whether you’re interested in starting new healthy habits or maintaining your weight, My Health Novel gives you access to the best nutrition physical activity and weight management tools, programs and apps available.
Log in to your My Health Toolkit today to take your assessment and get matched with the best programs for you.
SurgeryPlus is a comprehensive benefit at NO ADDITIONAL COST that provides access to a premier network of high-performing surgeons for non-emergent/planned surgical procedures.
Teladoc gives you 24/7/365 access to U.S. board-certified doctors through the convenience of phone or video consults. It’s an affordable alternative to costly urgent care and ER visits when you need care now. Talk to a doctor any time for $5. Please note: Restrictions apply as it relates to number of consults during the year and severity of condition for consultation. With your consent, Teladoc is happy to provide information about your Teladoc consult to your primary care physician.
First time registration, sign up on Teladoc website. If you experience any difficulties, call 1-800-Teladoc, and a customer service representative will be more than happy to walk you through getting your account setup.
Employees are always encouraged to seek services from in-network providers. To locate an in-network provider in your area, visit Blue Cross Blue Shield of Florida's website.
Our ICUBAcares Pharmacist Advocate Program (PAP) is comprised of Real Pharmacists who are Real Advocates with Real Solutions! Our ICUBAcares PAP will assist members with closing gaps in care attributed to Prior Authorizations, Quantity Limits, Step Therapy and Generic Drug Requirements; assist members with formulary changes; serve as a liaison between doctors, pharmacy and insurance company; encourage members to use therapeutically appropriate, cost-effective therapy; and more.
Short Term Disability coverage is provided at no cost to benefits-eligible employees. Under Short Term Disability, a disabled employee will receive 66 2/3% of salary up to a maximum benefit of $2,000 per week for a maximum of 11 weeks.
Core Long Term Disability coverage is provided at no cost to benefits-eligible employees. This plan provides a benefit of 60% salary up to a maximum of $2,000 per month.
Long Term Disability Buy-Up coverage is available and is purchased by the employee through payroll deduction. This plan provides a benefit of 66 2/3% salary up to a maximum of $14,000 per month.
Nationwide Pet Insurance offers a discounted rate to ICUBA schools. This is a discount program that does not run through payroll. Nationwide will directly bill you. Veterinary Pet Insurance will allow you to access ANY VET and include protection for :
Accidents
Common illnesses
Serious/chronic illnesses
Hereditary conditions
Procedures/services
X-rays
Wellness Services
Visit Nationwide Pet Insurance website to obtain information regarding the plan designs and rates to request additional information directly from your VPI representative. Premiums vary based on the age of the pet, species, size, plan type and state of residence. Some conditions may not be covered and underwriting is required for each Pet enrolled in the Plan.
Free Diabetic Supplies – including meters, lancets, lancing devices, test strips, control solution, insulin needles and syringes.
Specialty Medications for treating complex health conditions (e.g. Hepatitis, HIV/Aids, Oncology, etc.) can be obtained through Optum Specialty Pharmacy.
Florida Tech is a member institution of Tuition Exchange, a not-for-profit reciprocal scholarship program. This allows the dependents of our faculty and staff to apply for competitive (up to full) scholarship awards at other participating private institutions in programs of study not offered at Florida Tech. An overview of Tuition Exchange policies and application procedures can be found on the Florida Tech Tuition Exchange page. Please direct any questions regarding this program to Jay Lally, Associate Vice President for Enrollment Management & Financial Aid, at x8278.
Vision Insurance
Florida Tech provides employees and eligible dependents the opportunity to elect vision coverage through EyeMed (Insight Network). The EyeMed Vision Plan offers a benefit option to cover routine eye care, including exams and eyeglasses or contacts.
